Category Archives: International Development

My science debut at BioVision 2012

I was honored when my long-time mentor and friend, Bob Berg, invited me to speak at a panel on “Fostering Science & Technology in the Middle East” at this year’s prestigious BioVision conference at the beautiful Library of Alexandria. The conference is usually focused on life sciences and brings in an impressive array of professors, researchers, academics, and even Nobel Laureates.

The conference was extremely well organized and the library staff and volunteers could not be more accommodating and helpful. All attendees, participants, and speakers were given name badges with ribbons…different color ribbons. Speakers got red, students got green, volunteers and staff got yellow, etc. This automatically meant that if you were a bearer of the red ribbon closed doors were opened for you, you can claim reserved seats and you can even jump at the front of the lunch buffet line. This made me a little uncomfortable to say the least.

My talk went really well and was very well received especially by younger student attendees.

Speaking on “Fostering Science & Technology in the Middle East” at BioVision 2012 in Alexandria, Egypt.

I met some amazing people from all over the world working on fascinating things. In most cases, other speakers were welcoming and inviting. Especially because I came from the technology side and didn’t have a solid science background. I found myself enjoying conversations about life and philosophy with chemists, physicists and biologists.

There was a small “but” though. In true scientific terms: I discovered something during BioVision 2012 – the Older Male Scientist Syndrome (OMSS)! Let’s examine the OMSS together:

Signs & Symptoms

Patients with OMSS are usually males in their late early 60s to early 80s. They usually suffer from arrogance, intolerance of new ideas and young people alike, heightened sense of self-importance, and a consistent pattern of self-recognition. Less specific symptoms may include: grey hair, an over usage of the words “my researchers”, and the mastering of heavy-text slides.


Most cases of OMSS are of unknown or unpredictable causes. OMSS can be associated with a lack of self awareness. Other causes of this condition include being set in your ways, a decreasing recognition of others’ opinion and value, and of course being boosted up by others.

OK, enough of the OMSS talk – I think it’s fair to say that variations of OMSS could be found in every field.

I’m still extremely grateful for having been part of BioVision 2012. Some of the people I met there were extremely inspiring.

Poland…not Holland!

Yes, I have made yet another big move! This is probably one of my biggest and randomest thus far! I have moved to Warsaw, Poland.

Old Town Warsaw, which was rebuilt after the war in the 1950s replicating the former city plans.

I accepted a job with TechSoup Global as their Sr. Manager of International Partnerships, EMEA (Europe, Africa and the Middle East…and yes only Americans would come up with such acronyms that lump random parts of the world together!). The reason TechSoup caught my attention is the simple fact that it works to utilize technology for social good. TechSoup’s main focus is to provide non-profit organizations around the world with donated software (and hardware) to enable them to do accomplish their missions more efficiently. Obviously this is a big win for me – my two passions combined: technology + social good.

The reaction to me moving to Warsaw from family and friends has been less than ideal. People tend to have a very uncordial reaction to Poland. The perception is usually a cold, distant, unfriendly, harsh and the list goes on. It also didn’t help that I moved here on December 1st…the very beginning of the unbearable winter ahead of us. I’m not going to pretend like I’m not scared of the winter ahead, but I’m looking forward to the experience. Besides, I’ve already gotten a few tips about ways to face the winter, but the most interesting is the way you wear your scarf:

  • Make sure you have a warm (wool) scarf
  • Tuck in your winter coat colar
  • Wrap the scarf around your coat’s color – this guarantees maximum warmth (here are a few examples: this or this)

In the meantime, I’ll keep correcting folks “Poland…not Holland (or Portland, in some cases).

Local News: A Liberal Look at NGOs in Lebanon

البنك الدولي وUSAID وUNDP: فساد وتجميع معلومات! | الأخبار. (Arabic)

An interesting article by Al-Akhbar, Lebanese Newspaper, taking a look at non-governmental organizations’ presence in Lebanon.

Some interesting facts and figures from the article:

  • For every 550 Lebanese citizens, there’s 1 NGO
  • Between 2006-2010 hundreds of new NGOs have been registered with a whopping 884 organizations between 2008 and 2009
  • Christian religious organizations & associations are not registered with the Ministry of Interior  (in accordance to the French Mandate) – these organizations are estimated to be in the hundreds

The Apartment Hunt

Beirut is a beautiful city by the sea; however, it’s tiny, congested and extremely expensive. So, it’s easy to say that my apartment/housing hunt has been a little difficult!

Lebanon is quite expensive by Middle Eastern and Developing World standards and one of the most expensive things about living in Beirut, specifically, is lodging. Lodging in and around Hamra (the AUB and LAU neighborhood) can be as expensive as living in metropolitan cities of the US.

As I mentioned before Al Majmoua is located on Spears Street near Sanayeh. So, ideally I started looking for places (in order of preference) in Hamra, Sanyeh, Ashrafiyeh, and Gimmayze:

Hamra: the surrounding neighborhood of AUB. It’s lively and full of cafes, bars, restaurants and shops. Most people you see on the street are students and foreigners. It’s also considered to be part of the “old” West Beirut, which was a Muslim/Leftist part during the Civil War.

Beirut Map with (my) areas of interest highlighted

Sanayeh: the closest location to my office. It’s also the home of the Sanayeh Gardens/Park where most of the anti-sectarian protests and camping out has been taking place. It’s walking distance from the center of Hamra and Downtown.

Ashrafieyh: a traditionally Christian neighborhood and part of the old “East Beirut”. Mostly residential with quite a happening bar/pub area referred to as Monot.

Gimmayze: a beautiful old part of Beirut full of narrow streets and historic buildings from the French era. Historically, considered the bohemian/artistic part of town with a lively bar/pub scene. Today it has become a poshy pub and bar hopping scene.

I have pretty much toured all of these areas and searched wide and far for an apartment to rent, but after my wide and long search a San Francisco friend-of-a-friend connection is what has landed me my future home for at least the next month. I will be moving into Zico House, which I think can be best described as cultural communal house with cultural and artistic programs, artists residency and a safe space for various associations.

A list of helpful sources when looking for housing in Beirut:

Hello, I’m with Kiva!

I think for any Kiva Fellow the most exciting thing about this opportunity is to meet the borrowers. It’s the desire that we all come into this fellowship needing to satisfy: the need to see, first hand, how this whole thing from borrower in the field to loan analyst in a branch to an MFI’s headquarters to a database to an online systen to a website to a lender that lends $25.00 on Kiva…and the whole cycle begins on the ground with the borrower!

So, you can only imagine how excited I was today about my very first field visit and to add to all the excitement I wasn’t just going to go visit any territory – I was going to Sabra and Shatila (or Wikipedia) Palestinian refugee camps in Beirut. Sabra and Shatila are Palestinian refugee camps in Beirut, Lebanon that have witnessed a horrific massacre during the Lebanese Civil war at the hands of Christian Lebanese Phalangists while the camp was surrounded by the Israeli Armed Forces. During the Lebanese war, the Israeli Armed Forces was at war with the Palestinian Liberation Organization (PLO) in Lebanon.

Ismail, Al Majmoua Beirut Branch Loan Analyst and my wonderful guide

I arrived at Al Majmoua’s Beirut branch at 10 a.m. this morning. After spending an hour chatting and learning about the branch operations and procedures with Diana, the branch manager, I was introduced to Ismail, an Al Majmoua Loan Analyst. He was going to be my guide for the day. The plan was to go meet 2 new borrowers and check on a couple of existing Kiva borrowers. I had been carefully asked and semi-warned the day before by Nadine that I will be joining Ismail on his scooter or as the Lebanese call it “Motto”. Ismail’s “motto” is probably the easiest and most efficient way to zoom through Beirut’s crazy traffic.

First stop was a new female borrower, Nadia, who alters and tailors clothes out of her apartment on her manual sewing machine. She wants to take a loan from Al Majmoua to buy wholesale fabric. We arrived at her neighborhood in Tarik Al Jadida and were promptly invited up the narrow stairs to her apartment. She welcomed us in and started chatting with us about how she came to know of Al Majmoua. Word-of-Mouth seems to be Al Majmoua’s strongest and most effective marketing tool. Nadia’s sister-in-law is on her 3rd cycle with Al Majmoua.

Watching Ismail conduct the interview and fill out the application process was fascinating. Micro-finance core strengths is that it relies heavily on the reputation of the borrower in his/her community. Ismail was very clear about asking Nadia what amount of money she will be comfortable paying per month in order to figure out her financial standing and which loan would be best for her situation.

Most micro-finance borrowers in Lebanon have little or no financial recording system of their business. For that reason the Al Majmoua application asks the borrower many questions about their current and past financial standing, trying to loosely draw a picture of their business and their needs.

Sabra's main street

Ismail and I left Nadia’s home and continued on with our visits next stop: Sabra and Shatila. Al Majmoua offers loans to non-Lebanese citizens, any residents with legal standing are eligible for Al Majmoua’s loans. Therefore, they have a large presence in Palestinian refugee camps all over Lebanon.

In Sabra, we passed by several Kiva borrowers: a father and son Al Majmoua borrowers. An electronics shop owner, who’s been with Kiva for more than 5 years, a stationary supplies business owner, and finally we met with Abd. Abd has been with Al Majmoua for more than 9 years; he recently took out his 11th loan from Al Majmoua. He was so happy to see us and offered us snacks the minute we arrived at his falafel stand.

I couldn’t ask for a better introduction to the world of micro-finance in Lebanon. Ismail, who I should probably write a whole separate blog post about, was a wonderful guide. I’m looking forward to more field visits and borrower interactions!

Ahlein be Libnan!

Ahla! Ahla! Ahla!” which roughly translates to “Hello! Hello! Hello!” is the first greeting I received when I landed in the Beirut International Airport a little after midnight on Thursday from my friend Edy.

I met Edy last winter when I came to Lebanon to meet up with my best friend, Nora. Nora and Edy met while studying in Brussels a couple of years ago. And Edy moved back to Lebanon after finishing his studies. He’s from Jezzine a beautiful mountainous town in South Lebanon, but he know spends most of his time in Beirut working as a researcher and part-time professor. He’s going to be my host until I find a place in Beirut closer to my work.

My flight was delayed and I was a bit tired so we went to Edy’s apartment in Bikfaya. The next morning Edy dropped me off in Hamra, where I did some major walking and exploring of the area. I love the Hamra vibe; it’s very busy and loud. It’s a college town, being close to AUB, mixed with an artsy scene. There are little alleys and side streets filled with cafes, pubs, and restaurants. There’s also a lot of street art, which is something I’m instantly attracted to. Stenciling is very popular here and a lot of the messages right now seem to be political.

Street Art in Hamra, Beirut

Lebanon has a long history of sectarian violence and wars. And walking the streets of Beirut one cannot escape it. There are standing buildings with bullet holes all over them from the recent wars. Despite the tragic recent history and current anti-sectarian movement, the Lebanese people seem to have a resilience and a determination that is hard to miss in casual interactions.

On Friday night, Edy, some of his friends and I went to get drinks at a pub in Ashrafiyeh I visited the last time I was here called Hole in the Wall for welcoming drinks.

Welcome to Lebanon KF15, Hole in the Wall

I am certain the folks at Hole in the Wall will be seeing a lot of me this summer!

Welcome to Al Majmoua!

As I mentioned previously, I will be working as a Kiva Fellow at Al Majmoua. Today was my first day in the office! I arrived a litter after 9:00 a.m. and after attempting to find the office building myself (Lebanon lacks a proper address system this is in huge part to the Civil War and the country’s constant rebuilding efforts for the past 2-3 decades). I called Alia, the Business Development Manager and HR Manager at Al Majmoua. Alia came and picked me up from the around the corner – I was literally a 100 ft. away from the office, but had no idea.

She walked me into the office and promptly started introducing me to everyone, about 30 people in the office (I’m so happy they didn’t quiz me on names and departments). After the quick office tour, we sat down for a chat in her office. She walked me through Al Majmoua’s history, their current portfolio, the Lebanese micro-finance industry and finally we talked about ME! We talked about the Kiva projects I am going to be working on and how much time I will get to spend in the field meeting borrowers.

Al Majmoua started in 1994 as a Save the Children funded project. Three years later, it became became a locally licensed NGO serving 3000 female clients with group loans. In 2000, Al Majmoua created it’s first Individual Loan product and started serving men. And 6 years later in 2006, Al Majmoua started its non-financial services providing vocational and financial training to both borrowers and non-borrowers.

Al Majmoua’s competition in Lebanon is growing everyday and although they have a healthy market share; they have to stay innovative and client-focused to stay ahead.

Al Majmoua’s office atmosphere is a world away from what I’m used to back at the Google Campus in Mountain View. There is no gym, foosball table or most importantly free food…there’s also a strict internet browsing policy, a schedule and someone who serves everyone tea and coffee, but here there seems to be something else here as well…a family! People like Alia and Nadine have been with Al Majmoua for more than 8 or 9 years. Nadine (Al Majmoua’s Kiva Coordinator) has done everything from being Loan Analyst out on the ground, to internal auditing and now handling Kiva loans in addition to her duties as a R&D Assistant. There’s a sense of community here that is unique; people greet each other every morning and every evening. Instead of emailing or calling one another, people walk over to each other’s desks. Someone told me earlier that “Everyone in Al Majmoua behaves as if it’s their home!”

And I’m happy to hear that their home will also be mine for the next coupe of months.

A Little Kiva Time in San Francisco

I should change the title of this post to “INTENSE Kiva Time in San Francisco”! It’s the Kiva Training week – a week packed (to say the least) with learning, talking, excitement, meeting people, social activities, and did I mention learning?!

Every Kiva Fellows Program class goes through an intense week of training at Kiva’s HQ office in the heart of San Francisco’s Mission District. Kiva Fellows travel far and wide to come to this training week. Our agenda is packed with training sessions and social activities. We start every day at 8:30 a.m. and go till about 5:30 p.m. and sometimes later.

There are 20 or so people in the class this time around. We’re the 15th Kiva Fellows Class, hence the KF15 I have been mentioning a lot. Everyone is so interesting and extremely excited. People have traveled from as far as Australia, the UK and Germany to be a Kiva Fellow. And people’s backgrounds differ tremendously from graduate students to finance professionals to fresh grads…we’ve got it all.

Some of the KF15'ers on the last day of training

The week is almost over and I feel so connected to people I met less than a week ago. Maybe it’s the fact that we will all be going through something similar in less than a month. Or maybe it’s the fact that we believe in something…be it micro-finance as a means to achieve economic and sustainable growth in the world, or Kiva itself, or travel, or maybe it’s all of the above. But there’s definitely a connection that is being built with the fellows and the Kiva staff. I think saying goodbye to everyone will not be easy.


Moving to Lebanon, it’s official!

As I mentioned previously, I got accepted to the Kiva Fellows Program back in November of 2010. And today I finally found out where I will be going for the 3 months fellowship!

I’m moving to Beirut, Lebanon this summer! I have been to Lebanon twice in the past. Once back in 2000 and most recently this past winter (December of 2010).

View from my friend Edy's house in Jezzine - December 2010

I have a lot of deep emotional connections to Lebanon. My two sisters, and admittedly two of my favorite people in the whole wide world, are half Lebanese. Their father was born and raised in Tripoli, Lebanon and he met my mother when he was living in Egypt in the 1970’s. Although my sisters are half Lebanese, they have never visited Lebanon. Their father passed away in 1983, in the midst of the Lebanese Civil War, so they never got a chance to see their homecountry. In order to help them come to terms with this distant identity after the loss of their father, my mother decided to increase the Lebanese culture intake in our home while growing up. We ate Lebanese food (Tabouleh, Labneh, Ma’ne’, etc.), listened to Lebanese music (Fairuz, Wadih El Safi, etc.), and discussed Lebanese politics as if we were living in the country.

To say the least, I’m very excited about the opportunity to live in a country I feel so connected to! On another note, I’m really excited to be living in the Middle East during this historical time. Each Arab (and now even non-Arab) countries are rising up against inequality and dictatorial rule.

Now, the real details of this fellowship. I will be working with one of Kiva’s three Lebanese partners, Al Majmoua. They are based in Beirut in the Hamra district. Al Majmoua has been active as a Kiva partner for a few years and has issued over $3.5 million of Kiva loans. I’m super excited to meet the team.

The Kiva Thing!

A few months ago, I was sitting with my roommate, Liz, back in my apartment in San Francisco. We were both talking about the future and what we want to do and all those quarter-life-crisis questions about life and what really matters that I’m sure you’re all aware of.  She mentioned that her friend, Caitlin, is going on a Kiva Fellowship. I had heard of Kiva before and thought it was an amazing idea, but I really didn’t understand the WHAT – HOW of it all!

Later that evening, I remember staying up all night on the Kiva website reading about how it all started and listening to this amazing TED talk by Jessica Jackley, co-founder of I was so inspired by the idea of using internet technology for a greater good. That night I remember going to bed with a sense of excitement.

A few weeks later, Liz introduced me to Caitlin and we met up. We talked about Kiva and her upcoming fellowship. I was so incredibly excited by the idea that I started working on my application that week. And a few weeks later I completed my application and submitted it. As part of the Kiva Fellowship application each applicant is requested to submit a Motivation Statement on a WordPress blog to prove that the applicant is in fact capable of blogging – here is mine for your enjoyment.

In mid-November, I received my acceptance letter to the Kiva Fellowship program for the KF15 Class departing in May. I know I’m going to the Middle East somewhere – Kiva works in Lebanon (serving Iraq), Jordan (newly added) and Palestine at the moment. My first choice is The West Bank, Palestine, but I’m excited about the idea. So much planning is going to have start happening.